FBAR preparation service

Fixed-price preparation for a straightforward FBAR.

For individual U.S. expats with a timely FinCEN Form 114 filing, 25 or fewer accounts, and no known amended, entity, or penalty issue.

Published price

From $100

per filer · per reporting year

Your next step

Confirm fit, then prepare privately.

Standard preparation is for one individual, one reporting year, a timely filing, and up to 25 accounts. You can request it directly without buying a consultation first. If timing, ownership, or scope is uncertain, describe that in the inquiry; your selections do not determine eligibility.

Send the year, timing, and approximate account band.
Chip confirms whether the matter can be accepted, the fee, and timing before work begins.
For an accepted engagement, follow the private records instructions, review the prepared report, authorize the agreed submission, and retain the available confirmation.

As of October 23, 2026, the general deadline for 2025 reports has passed, subject to special relief. Check the reporting-year guidance before selecting timely filing. Preparing records for 2026 is not the same as submitting a completed annual report now.

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Account-based tiers

A standard price before the detailed work begins.

The number of reportable accounts sets the fee for an in-scope filing. Prices are for one individual filer and one reporting year.

1–5 accounts

$100

per filer · per year

A straightforward individual filing with a compact account list.

A preparation-level review of the information you provide after acceptance
FinCEN Form 114 preparation for one filer and one reporting year
A client review step before anything is submitted

Request this tier

Most common

6–15 accounts

$150

per filer · per year

For a broader account inventory across one or more countries.

A preparation-level review of the information you provide after acceptance
FinCEN Form 114 preparation for one filer and one reporting year
A client review step before anything is submitted

Request this tier

16–25 accounts

$225

per filer · per year

For an individual filing with a larger set of reportable accounts.

A preparation-level review of the information you provide after acceptance
FinCEN Form 114 preparation for one filer and one reporting year
A client review step before anything is submitted

Request this tier

Defined scope

What preparation includes—and what it does not.

Included

A preparation-level review of the information you provide after acceptance
FinCEN Form 114 preparation for one filer and one reporting year
A client review step before anything is submitted
Authorized electronic submission when that role is confirmed in the accepted engagement
The available BSA E-Filing confirmation for your records

Outside standard scope

Legal advice, penalty defense, or willfulness determinations
Audit, examination, or agency representation
Federal or state income-tax returns, including Form 8938 preparation
Foreign-country tax or reporting advice
Entity filings, late filings, amendments, or more than 25 accounts unless separately scoped

If any exclusion describes your situation, start with the $100 consultation. A consultation does not guarantee a preparation engagement or a particular compliance outcome.

Prepare privately

The information the filing process will eventually need.

Do not send any of this sensitive detail through the public website. This overview helps you understand the work before an accepted engagement moves to a private next step.

Filer details

Identity, address, taxpayer-identification information, and the reporting year—requested privately after acceptance, never in the public inquiry.

Account inventory

Each potentially reportable account, its type, ownership or authority relationship, financial institution, and country.

Maximum annual values

The reasonable maximum value during the calendar year, converted to U.S. dollars under the applicable FBAR instructions.

Prior filing context

Whether the year is timely, late, or may require an amendment, plus any notices or special facts that affect scope.

Some situations begin with a consultation.

More than 25 accounts, Delinquent or amended filings, Entity or organizational filings, Uncertain filing obligations or other complex facts require context before a separate scope can be offered.

Written by Chip MorenoReviewed September 5, 2026. Content updated October 23, 2026. This page offers general information, not legal or tax advice.

A hypothetical accepted engagement

Consider an individual with eight reportable accounts for one timely reporting year and no scope complications. The standard preparation fee is $150. After acceptance, the filer supplies records privately; the report is prepared and returned for review. Once questions are resolved and the required authorization and filing role are confirmed, the agreed submission proceeds and available BSA confirmation is provided. This example is not a promise of acceptance or turnaround.

Common preparation questions

What does the fee include?

The accepted standard scope includes preparation-level review, one FinCEN Form 114 for one filer and year, client review, and authorized submission when the filing role is confirmed, with available confirmation. Compare the fee examples and exclusions.

When do I need a consultation?

Late or amended filings, entities, more than 25 accounts, and unclear ownership or authority require context before a separate scope can be offered. The $100, 30 minutes consultation is a separate service and is not credited toward preparation.

Does preparation include submission?

Authorized submission is included when agreed in the accepted scope and the filing role is confirmed. Sending this public inquiry is not authorization to file.

What about multiple years or spouses?

Standard prices apply separately to each filer and reporting year. A spouse exception is conditional; joint tax-return status alone does not establish it. Multiple years and unusual arrangements need scope confirmation.

How do I send records and when will filing happen?

Use only the private instructions provided after acceptance. Do not upload or email financial records through this inquiry. Timing depends on acceptance, complete records, review, and authorization; confirm it with Chip rather than relying on an assumed turnaround.

Preparation is separate from your income-tax return

FinCEN Form 114 is submitted electronically through FinCEN’s BSA E-Filing System. It is not attached to a federal income-tax return. Form 8938, when required, is a different form with different thresholds and is not part of this service.

Authorization and records remain important

Before another person electronically submits an FBAR on your behalf, FinCEN provides Form 114a as the authorization record. It is not submitted with the FBAR; it is retained and made available if FinCEN or the IRS requests it. Any applicable BSA E-Filing registration must also be in place, and you retain legal responsibility for the filing. The IRS says required FBAR records generally must be kept for five years from the filing due date.

Reviewed September 5, 2026. Definitions, exceptions, special relief, and individual facts may change what is required. FBAR HQ does not provide legal advice, penalty defense, willfulness determinations, audit representation, tax returns, Form 8938 preparation, or foreign-country advice.

Read the preparation checklist

Ready when you are

Does your filing fit the standard scope?

Share only the reporting year, timing, and approximate account count. Chip normally aims to respond within one business day; acceptance and filing timing must be confirmed.

Request preparation